Individual Assistance
Individual Assistance is comprised of many different programs. The main program is the Individuals and Households Program that provides assistance for disaster victims and their households. This program has two sides, Housing Assistance and Other Needs Assistance.
Housing Assistance provides for temporary housing, repair assistance, and replacement assistance and is 100% federally funded. Other Needs Assistance provides for other needs such as personal property, medical and funeral expenses and is a 75% federal and 25% state cost share.
The Small Business Administration may also be able to provide low-interest loans for individual and businesses. Often this may be the only type of assistance that a community or area is eligible for depending on the nature of the event.
Other types of assistance are available including Disaster Unemployment Assistance, Emergency Food Stamps, Crisis Counseling, Legal Counseling, Tax Adjustments, and Veterans’ Benefits.